Terms of Service
Last updated: August 12, 2025
Terms Scope and Advertising Platform Compliance
These Terms of Service govern your use of Investa Prime's educational services and website, including our advertising partnerships with Google, Facebook, and Microsoft. By accessing our trading education programs, you agree to comply with these terms and our advertising platform compliance requirements.
Our services include stock market education courses, technical analysis training, and portfolio building programs designed for Netherlands-based learners. These terms also cover data collection practices, marketing activities, and user responsibilities related to our advertising and educational delivery systems.
Your continued use of our website and services constitutes acceptance of these terms and any updates we make. We encourage you to review these terms regularly as they may change to reflect new legal requirements or business practices.
Advertising and Marketing Terms
Data Collection for Advertising
Consent Requirements: By using our website, you provide consent for advertising cookies and tracking technologies as outlined in our Cookie Policy. You can modify these preferences at any time through our cookie management tools.
Marketing Data Collection: We collect page views, course interests, engagement metrics, demographic information, and behavioral data to improve our educational content and deliver relevant marketing messages.
Third-Party Networks: Our advertising partners including Google Ads, Facebook Pixel, and Microsoft Bing Ads collect data through our website to optimize advertising campaigns and measure educational content effectiveness.
Behavioral Advertising: We use behavioral targeting to show relevant educational advertisements based on your interests, website interactions, and engagement with our trading course content.
Cross-Device Tracking: When you're logged into advertising platform accounts, your activity may be tracked across devices to provide consistent educational content recommendations and advertising experiences.
Advertising Targeting Practices
Interest-Based Advertising: We create advertising campaigns based on your demonstrated interest in stock market education, investment training, and financial learning topics accessed through our website.
Remarketing Activities: Visitors to our website may see targeted advertisements for our courses across Google, Facebook, Microsoft advertising networks, and other participating websites in their advertising ecosystem.
Lookalike Audiences: Advertising platforms may create audience segments similar to our existing students to identify other individuals who might benefit from our educational programs.
Geographic Targeting: Our advertising campaigns primarily target Netherlands-based individuals interested in stock market education and investment learning opportunities.
Frequency Management: We implement frequency capping to ensure you don't see the same advertisements excessively, providing a better user experience while maintaining advertising effectiveness.
Marketing Communications
Email Marketing Consent: When you subscribe to our newsletters or course updates, you provide explicit consent for educational marketing emails. You can unsubscribe at any time using the links provided in our emails.
Communication Preferences: You can customize the types of educational content and course information you receive by updating your preferences through our website or email management links.
Content Relevance: Our marketing communications focus on investment education, trading course updates, market insights, and relevant financial learning opportunities aligned with your expressed interests.
Promotional Offers: We may send special offers, course discounts, and educational program announcements to subscribers who have opted in to receive marketing communications.
Educational Content: Marketing emails may include valuable educational content, market analysis, trading tips, and investment insights even when promoting our paid courses and services.
User Obligations and Prohibited Uses
General User Obligations
Accurate Information
Provide truthful, accurate, and complete information when registering for courses, submitting forms, or communicating with our educational team.
Age Requirements
You must be at least 16 years old to provide consent for advertising cookies and marketing communications, and 18 years old to enroll in paid courses.
Account Security
Maintain the confidentiality of any account credentials and notify us immediately of any unauthorized access to your educational accounts or materials.
Legal Compliance
Use our services in compliance with all applicable local, national, and international laws, regulations, and industry standards.
Intellectual Property Respect
Respect our copyrights, trademarks, and intellectual property rights, and do not reproduce or distribute our educational materials without permission.
Prohibited Activities
Advertising Fraud: Do not engage in click fraud, impression fraud, or any artificial manipulation of our advertising metrics, analytics data, or conversion tracking systems.
Bot Traffic: Automated interactions, bot traffic, artificial page views, and scripted engagement with our website or educational content are strictly prohibited.
System Circumvention: Do not attempt to bypass, disable, or interfere with our advertising tracking systems, analytics tools, or cookie management technologies.
Misleading Engagement: Do not artificially inflate engagement metrics, create false social media interactions, or provide misleading feedback about our educational services.
Data Harvesting: Scraping, harvesting, or automated collection of data from our website, user accounts, or educational materials is prohibited without explicit written permission.
Tracking Interference: Do not attempt to interfere with, manipulate, or falsify advertising tracking mechanisms, pixel tracking, or analytics data collection systems.
Content and Conduct Restrictions
Legal Content Only: Do not post, share, or transmit any illegal, harmful, threatening, abusive, defamatory, or otherwise objectionable content through our platforms or educational channels.
No Deceptive Practices: Avoid misleading claims about our services, false testimonials, deceptive marketing practices, or misrepresentation of your relationship with our educational programs.
Spam Prevention: Do not send unsolicited communications, spam, or bulk messages using our contact forms, referral systems, or any other communication channels we provide.
Security Protection: Do not introduce viruses, malware, harmful code, or any technology designed to damage, interfere with, or compromise our systems or other users' devices.
Identity Authenticity: Do not impersonate other individuals, create false identities, or misrepresent your credentials, experience, or relationship with our educational services.
Platform-Specific Compliance
Google Ads Policies Compliance
Prohibited Content Standards: Our educational content and advertising materials comply with Google's policies against counterfeit goods, dangerous products, inappropriate content, and misleading claims about investment outcomes.
Financial Services Compliance: As providers of financial education services, we adhere to Google's restricted content policies for financial products, ensuring transparency about educational nature and avoiding unrealistic profit promises.
Editorial Standards: All advertising content maintains clear, relevant, and professional standards with accurate course descriptions, transparent pricing, and honest representation of educational outcomes.
Technical Requirements: Our website provides functional landing pages with accurate tracking implementation, clear navigation, and appropriate user experience standards required by Google Ads policies.
EU User Consent: We comply with Google's EU user consent policy requirements, providing appropriate cookie consent mechanisms and respecting user privacy choices for advertising personalization.
Facebook/Meta Advertising Policies
Content Policy Compliance: Our advertising and educational content adheres to Facebook's policies against discriminatory practices, misleading claims, and prohibited financial product promotions that promise unrealistic returns.
Financial Products Restrictions: We comply with Facebook's restrictions on financial products advertising by clearly identifying our services as educational, avoiding misleading investment advice, and maintaining transparent marketing practices.
Community Standards: All content maintains authentic identity representation, respects user safety and dignity, and follows Facebook's community standards for educational content and business communications.
Data Use Restrictions: We follow Facebook's custom audience terms, pixel usage guidelines, and data sharing requirements to ensure compliant use of Facebook's advertising and measurement tools.
Business Verification: We maintain appropriate business verification status as required for our educational services and comply with any special requirements for financial education content advertising.
Microsoft/Bing Ads Policies
Content Policy Adherence: Our advertising materials comply with Microsoft Advertising policies regarding prohibited and restricted content categories, maintaining appropriate standards for financial education services.
Editorial Guidelines: All advertising content meets Microsoft's editorial standards for grammar, punctuation, spelling, and professional presentation appropriate for educational service providers.
Landing Page Requirements: Our website provides relevant, functional, and transparent landing pages that align with advertising content and provide clear information about our educational services.
Trademark Compliance: We respect intellectual property rights and comply with Microsoft's trademark policies, avoiding unauthorized use of protected terms or brand names in our advertising materials.
Geographic Restrictions: Our advertising campaigns comply with country-specific restrictions and requirements for financial education services within the Netherlands and European Union markets.
Liability and Disclaimers
Advertising-Related Disclaimers
No Performance Guarantees: We do not guarantee specific results, return on investment, or trading success from our educational programs. Advertising effectiveness and course outcomes may vary based on individual effort and market conditions.
Third-Party Platform Availability: We are not responsible for changes to advertising platform policies, availability of third-party services, or modifications to Google, Facebook, or Microsoft advertising systems that may affect our marketing activities.
Campaign Performance Variations: Advertising campaign performance, lead generation, and conversion rates may fluctuate due to market conditions, platform algorithm changes, competition, and external factors beyond our control.
Educational Purpose Focus: Our services are designed for educational purposes and should not be considered as personalized investment advice, financial consulting, or guaranteed trading strategies.
Limitation of Liability
Important Legal Notice: Our liability for any claims related to our educational services, advertising practices, or website functionality is limited to the maximum extent permitted by law.
Third-Party Platform Limitations: We are not liable for losses, damages, or issues arising from third-party advertising platforms, their policy changes, account suspensions, or technical problems affecting our marketing activities.
Data Breach Protections: While we implement reasonable security measures, we cannot guarantee absolute security and limit our liability for data breaches to direct damages and required legal remedies.
Service Availability: We are not responsible for website downtime, advertising platform outages, course delivery delays, or technical issues that may temporarily affect access to our educational materials.
Consequential Damages Exclusion: We exclude liability for consequential, indirect, punitive, or special damages including lost profits, missed opportunities, or business interruptions related to our services.
User Indemnification
Advertising Law Compliance: You agree to indemnify us for any violations of advertising laws, platform policies, or marketing regulations that result from your use of our services or misrepresentation of our educational programs.
Third-Party Claims Protection: You will defend us against claims arising from your violation of these terms, misuse of our educational content, or unauthorized activities using our systems or brand name.
Platform Policy Violations: If your actions cause violations of Google, Facebook, or Microsoft advertising policies that affect our accounts or business relationships, you agree to cover related costs and damages.
Intellectual Property Defense: You will indemnify us for any intellectual property disputes arising from your content submissions, testimonials, or unauthorized use of our educational materials.
Legal Information and Dispute Resolution
Governing Law
Jurisdiction: Netherlands law governs these terms and any disputes arising from our educational services.
Venue: Legal proceedings will be conducted in Dutch courts with jurisdiction over our business location.
Language: Legal proceedings will be conducted in Dutch or English as appropriate for the jurisdiction.
Dispute Resolution
Informal Resolution: We encourage resolving disputes through direct communication before pursuing formal legal action.
Mediation Option: Voluntary mediation may be used for educational service disputes before court proceedings.
Consumer Rights: Netherlands consumer protection laws apply to our educational services where applicable.
Contact for Legal Matters
General Legal Inquiries
Use our website contact form for legal notices and compliance questions
Include "Legal Matter" in the subject line for priority handling
Response within 5-10 business days for legal inquiries
Regulatory Compliance
Educational standards compliance inquiries
Advertising platform policy questions
Data protection and privacy concerns
Service and Terms Modifications
Terms Updates: We may update these terms to reflect changes in laws, business practices, or advertising platform requirements. Material changes will be announced with 30 days notice.
Service Changes: Our educational programs, course content, and website features may be modified, updated, or discontinued to improve user experience and maintain compliance with regulations.
Continued Use Acceptance: Your continued use of our services after terms updates constitutes acceptance of the modified terms and conditions.
Grandfathering Provisions: Existing course enrollments and active subscriptions may maintain previous terms until completion or renewal, subject to legal requirements.
Notification Methods: We will notify you of significant changes through website notices, email communications, and prominent announcements in our educational platforms.